Hello! I have a 36mo P2P loan that will be completely paid off next month (yay!). I noticed that my original amount (credit limit?) of $5000 is reported on my credit report. I have some credit cards with balances, so my utilization is unfortunately high. Will my score drop significantly once this loan is paid off? I have no other items on my credit report besides credit cards and one other P2P loan that was paid off/closed 2 years ago. My average age of accounts is around 8 years.