i got a score alert today.. 1 point increase due to a balance increase
530 balance reported on a 5000 limit card.
thats the only card i have.
all other info looks the same.
that makes it 10.6%
if it rounds up to 11 (which i thought it does) , i should have been punished with a score decrease , not increase.
how does that relate to what is generally thought about utilization:score
