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what do you think?

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onthemove
Contributor

what do you think?

How am I judge or viewed to creditors/my CR score if I have two bad CCs that shows up a zero & will not be off my report until June '10?
Message 1 of 6
5 REPLIES 5
creditwherecreditisdue
Senior Contributor

Re: what do you think?


@onthemove wrote:
How am I judge or viewed to creditors/my CR score if I have two bad CCs that shows up a zero & will not be off my report until June '10?

 

Bad how?
Message 2 of 6
onthemove
Contributor

Re: what do you think?

Not sure of your reply...I have a CC with 33%utilization. Two student loans that were consolidated three years ago to a 13,000 in student loan which is in defer status. And those two CCs that I refer to in my first post. 
Message 3 of 6
creditwherecreditisdue
Senior Contributor

Re: what do you think?


@onthemove wrote:
Not sure of your reply...I have a CC with 33%utilization. Two student loans that were consolidated three years ago to a 13,000 in student loan which is in defer status. And those two CCs that I refer to in my first post. 

You state that the two CC's are "bad". How are they bad?

Message 4 of 6
onthemove
Contributor

Re: what do you think?

There are two CapOne CCs that are "transferred/closed/sold" but are zero balance.
Message 5 of 6
creditwherecreditisdue
Senior Contributor

Re: what do you think?


@onthemove wrote:
There are two CapOne CCs that are "transferred/closed/sold" but are zero balance.

 

So you have two resolved charge offs? Were these paid directly to the OC? Was a CA involved?

 

Do you know what your FICO scores are? What your Length of History and AAoA are?

Message 6 of 6
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