what kind of score jump should i see

[aroyal]

What kind of score jump should i see by paying of my credit cards

Was

CC1 451.19/500

cc2  389.48/500

cc3  463.67/500

cc4  197.60/250

new balances is

cc1 17.50/500

cc2  0/500

cc3  0/500

cc4  0/250

I am going from 85% util to 1% overall with one card at 3.5%

my current TU score is 545 fico

CC util is the only neg item holding my score down.

[Anonymous]

I am no expert but as you probably know it will depend on a bunch of different factors.  I am pretty sure you should get a pretty big increase though..Maybe 650 ish?  I was in a similar situation and the FICO score predictor was pretty close, you may check that out if you have not done so yet.

[Jazzzy]

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@aroyal wrote:

What kind of score jump should i see by paying of my credit cards

Was

CC1 451.19/500

cc2  389.48/500

cc3  463.67/500

cc4  197.60/250

new balances is

cc1 17.50/500

cc2  0/500

cc3  0/500

cc4  0/250

I am going from 85% util to 1% overall with one card at 3.5%

my current TU score is 545 fico

CC util is the only neg item holding my score down.

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Are you sure on this? Is there something affecting your score other than utilization?

[RobertEG]

All else being unchaged, I would estimate around 20 pts.