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@Anonymous wrote:
You could always take an unsecured installment loan from you bank. Like 2K- put in savings/cd/money market and pay it back over the term. (set it to auto pay)
This would give you a Installment account.
Even better open a 4K unsecured loan, have it report and pay down the balance to 50% after 60 days.
@haulingthescoreup wrote:
@Anonymous wrote:
You could always take an unsecured installment loan from you bank. Like 2K- put in savings/cd/money market and pay it back over the term. (set it to auto pay)
This would give you a Installment account.
Even better open a 4K unsecured loan, have it report and pay down the balance to 50% after 60 days.
Bingo! that's exactly what I'll do. I was just admiring DH's much nicer reports, and I discovered that all the signature loans from our credit union used to glue our aging fleet of cars back together show as installment loans. Thanks!
--and an unsecured installment loan from my bank/ CU is not the same as the less favorable consumer finance loans, apparently?