Well, my score is at 722, and I am trying to get it up at least 40 points by year's end. My goal is to get rid of my credit cards and use credit cards issued only by credit unions since they don't play the crazy games that the usual suspects(citibank, discover, bofa, etc) plays. Then use my excellent credit to get a good rate from the credit union to get a loan to start my business as I feel "better" giving interest to a credit union than any of the sleazy usual suspects, and if i get any of those "0% interests rate" cards from the usual suspects I'll just make money off of them.
04/18/2008 TU 723 EQ 715 EX 746