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10-09-2007 05:04 PM
10-09-2007 05:18 PM
All you posters with lower EX scores, do you have some sort of feel for why they are lower than the others? (Lotsa inqs, BK's, whatever) I don't know why EX likes me so far, but I'm pitifully grateful, and I'd like to keep things smooth with them. You know my theories about EQ and lates and relatively short history.
10-10-2007 06:55 AM - edited 10-10-2007 06:56 AM
10-10-2007 02:49 PM
10-10-2007 03:38 PM
10-10-2007 04:25 PM
They both blame the other. What I really want are the the two old ones to report and just forget about the blue card. I have the feeling if the two oldest report, my scores will go up quite a bit...just in time before I start apping again for a mortgage.
I thought EX and AmEx were cozy--why wouldn't EX report?
10-10-2007 08:59 PM
Does this mean no Guam relocation?
fused wrote:They both blame the other. What I really want are the the two old ones to report and just forget about the blue card. I have the feeling if the two oldest report, my scores will go up quite a bit...just in time before I start apping again for a mortgage.
haulingthescoreup wrote: I thought EX and AmEx were cozy--why wouldn't EX report?
10-10-2007 10:47 PM
VantageScore vs. FICO score
The VantageScore is based on six variables, versus the FICO score's five variables. Here's a comparison of the two:
Payment history 32%
Depth of credit 13%
Recent credit 10%
Available credit 7%
Payment history 35%
Length of credit history 15%
Amounts owed 30%
Types of credit uses 10%
New credit 10%
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