I have a 6100.00 care credit bill. Bunch of dental work done. The credit line was 7000 but has been increased to 10000. Not showing up on CR yet. Show as a greater than 90 % utilization on that card. Once the new credit limit updates will be about 60%.
Question is would it be better to do a balance trade to other cards so that not any one card is over 20%. I have several 0% BTW offers now. About have my balance on carecredit is 0% but the other half is 25%
Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678
Goal Score: 700 across the boardTake the FICO Fitness ChallengeLast HP 6/10/2015