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@fused wrote:If your scores are still in the mid to high 700's, a new CC reporting will drop your scores at least 15 points (my guess).- 5-10 point drop for a new inq- 10-15 point drop for a new account re-aging your credit filesome have reported a bigger loss in points with scores similar to yours
Ooops, somehow I missed this!
TheNewWorldMan wrote:
Actually, if he already has 29 accounts, a new account isn't going to significantly affect average age of accounts.
@smallfry wrote:
I wouldn't be too concerned about the possible red flag for the welcome you now have 30 accounts reporting. Go for it.