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Moderator Emeritus
fused
Posts: 16,378
Registered: ‎03-12-2007

Re: Welcome our new Community Leaders!

Rock on, laz!!!!!!!!!:smileyvery-happy:

Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Community Leader
Senior Contributor
laz98
Posts: 4,334
Registered: ‎09-06-2008

Re: Welcome our new Community Leaders!

:smileyhappy:   Thanks!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Moderator
LIGHTNIN
Posts: 4,084
Registered: ‎03-24-2008

Re: Welcome our new Community Leaders!

Congratulations laz98!   I know you'll shine as bright, as star next to your name.

 

You'll make a great CL:smileyhappy:

FICO's Oct 2013 TU711 EQ713 EX723~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008

Re: Welcome our new Community Leaders!

So glad to see it - laz98 is always top notch!

Just puttin' syrup on something, don't make it pancakes.
Administrator Emeritus
Barry
Posts: 4,390
Registered: ‎03-01-2007

Re: Welcome our new Community Leaders!

Way to go. laz!  Glad to have you on the CL team!

 

-Barry

In a past life I served as FICO consumer affairs manager and myFICO Forums community manager from 2007 to 2012. I'm now freelance writing about credit at SpeakingOfCredit.com.
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Welcome our new Community Leaders!

Go, laz!!!

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Community Leader
Senior Contributor
laz98
Posts: 4,334
Registered: ‎09-06-2008

Re: Welcome our new Community Leaders!

:smileyhappy::smileyhappy::smileyhappy: love this place!

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Frequent Contributor
BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: Welcome our new Community Leaders!

I agree this place rocks!!!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


Take the FICO Fitness Challenge

New Member
JoeBro
Posts: 13
Registered: ‎05-22-2012

Re: Welcome our new Community Leaders!

[ Edited ]

Welcome Community Leaders!

 

May you please help a newbie out? I'm new to the world of Credit (and to this website). I'd like to know where I can post/talk about my TU report. I got my free TU and EX reports last night from http://www.annualcreditreport.com/ (I don't know what happened to my EQ report, was I supposed to get it as well?)

Any and all help would be greatly appreciated :smileyvery-happy:. I took my TU report and made an excel sheet on all my accounts that have been opened, would it be OK for me to upload it for you to see what I'm dealing with? (no personal information is in the sheet)

 

Thank you!

Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007

Re: Welcome our new Community Leaders!


JoeBro wrote:

Welcome Community Leaders!

 

May you please help a newbie out? I'm new to the world of Credit (and to this website). I'd like to know where I can post/talk about my TU report. I got my free TU and EX reports last night from http://www.annualcreditreport.com/ (I don't know what happened to my EQ report, was I supposed to get it as well?)

Any and all help would be greatly appreciated :smileyvery-happy:. I took my TU report and made an excel sheet on all my accounts that have been opened, would it be OK for me to upload it for you to see what I'm dealing with? (no personal information is in the sheet)

 

Thank you!


Hi JoeBro,

 

Welcome! I strongly recommend posting in the Rebuilding Your Credit board. There are some great posters over there who are actively engaged in rebuilding their credit, or those that went through it and are looking to pay it forward and help others. Unfortunately there isn't an ability to upload spreadsheets, and you may not want to anyway even if you could. In my time posting here, I found that the best responses involved posting 1-2-3 issues tops per thread and splitting it up that way, and doing so over time (2-3 days or so, or as needed). Myself and others started here posting everything on our credit reports and those reading these posts tend to glaze over it due to the sheer amount of info posted. I think one of my first threads is still lurking on here asking for help....without a single response.

 

Annualcreditreport is an awesome first start. If you want to know where you stand per FICO, then I recommend pulling both FICO reports. If you have lots happening on your CRs during this repair process, I also strongly recommend subscribing to a credit monitoring service like EIDT or USAA's service. And of course ignore the scores from those sites as they are not FICO scores.


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