Really?? FICO SCORES REALLY?? After contacting a lender for refinancing on my mortgage,, the scores given to me here ARE NOT THE SCORES THE LENDERS SEE.. DONT PAY THE MONEY. I have excellent credit anyway but there is a GREAT DISCREPANCY between the LENDERS scores and THE 'REAL FICO SCORES." I think its just another way to bilk the american public out of money. QUIT LYING,, THESE ARE NOT THE REAL LENDERS SCORES.