Congrats IOBA!  It's nice to hear a recap after the holiday season is over.

This past weekend, we spoke with a bunch of friends and neighbors about what made the holidays fun and not-so-fun.  Going into debt is definitely a holiday downer.  Spending time with family and friends was the #1 thing that folks loved - that and the spirit of the season.

I love that you are firm about cash only - no debt.  Makes the holidays a TON merrier!  We've done it, also, for almost 30 years and our kids LOVE LOVE LOVE the holidays without extravagant spending.