lolabelle - aw, thank you!   I plan to post weekly about the plan for a 100 grand.     I have already started to sum up this week's actions into a points to post.   

FrugalRican - nope, not an accountant.   Friends say I have a PhD in finance, since I "get it" and can talk circles around bankers and accoutants, but I do not have the formal degree.   A lot of my "smarts" is from having to be responsible for myself at a very young age.   I learned early on how to stretch a dollar, comparsion shop, etc.   Since then, I am a sponge, soaking up as much information as I can about different topics.