I've mentioned in the past working on his credit. At the time his job wasn't as stable since he was still contracting, so there was a concern about waking the beast. He's been moreso focused on saving money to get an apartment & setting his budget.

I just sent him an email letting him know that I stand by my decision, but would be willing to sit down with him & go through all his reports. I also pointed him to the MyFico forums as well. Hopefully, he will be willing to do that.