credit score effected by joint accounts
05-31-2012 11:38 AM
Hello there, I have an important question.
Me and my wife share a joint account just regular basic (college) account, no credit cards.
When we opened the the account we put only my wife social security # (I didn't have back then a number yet) only my name.
My question is, if there is something wrong with my wifes credit or she has a collection or eviction or anything else which can effect credit score, can effect me in some level, cause I am married to her.
Also on the apartment contract we used her social and only her and my name, is there any way that my credit with my new social will be damaged cause of this things ?
Thanks in advance.