Re: Boyfriend wants to sign up for utility - gets hit with security fees
06-04-2012 10:40 AM
You can add him to credit cards but wont help on a cable bills? WTH
There's a BIG difference in both situations.
Her adding him to HER card means that she ultimately has complete control over the situation.
Him using her so that he can get a utility is leaving herself at the mercy of whether he pays or nots. She has no control afterwards.
She's being preemptive and proactive and trying to control her credit situation.
There is no shame in that.
This is exactly how I feel. I can remove an AU from my CC. I can't just "undo" a utility account that is opened in my name.
Well, I spoke to DBF and he has decided to fully explore his utility options (service provider with lower fees that may cost a bit more, streamlining to internet-only, etc.) We also discussed ways to improve his credit. When we have time, we will pull his CRs & see where he stands credit-wise to get an idea of what needs to be done.
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791