Regular Contributor
Posts: 162
Registered: ‎03-30-2008
Re: Boyfriend wants to sign up for utility - gets hit with security fees

I understand what you're saying. I guess my concern is him facing the credit issues head-on. I added him as an AU on three of my CCs, and he has one of them (lower-limit) in his possession. I'm more than willing to help him with his reports to get things straightened out as much as possible. I think there is just a difference of opinion on the TYPE of help being given, taking his circumstances into consideration.


Part of that difference may be attributed to what Hauling mentioned earlier. I've got a child to think about, and the consequences of my decisions (be they financial, emotional, etc.) have a direct effect on her. If it was just me, it's possible I would be willing to take the added risk. But it isn't just me at stake, so I have to adjust my priorities accordingly.



Hard work & patience can go a long way!
8/2009 (myFICO): TU - 599, EQ - 656
7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785
4/12/2012 (myFICO): TU -778, EQ - 791