Regular Contributor
Posts: 565
Registered: ‎06-12-2010
Re: Dealing w/ an unscrupulous father

Freeze it!  Then when you are around your father complain about how credit is a massive scam, make up some minor problems with your credit, say your score is not as good as it really is.  Or you could even say that you were a victim of identity theft.


This is a very ugly situation!


I think the $5 fee to unfreeze each report is minor for the peace of mind that you do not end up with such an ugly family situation happening.

Starting Score: 600ish in 2007
Highest Score to date: EQ 716 May 2012(lender pull)
Current Score: EQ 685 6-21-12 ; Walmart TU Fico 744 6-05-12
Goal Score: 801