Re: Anyone see any risk here?
07-15-2012 12:31 AM
As a previously crappy, sometimes shady dude, and 10 years removed from it, I can tell you this:
PREPAID VISA CARDS - DO IT!
It was the first thing that I used in order to get myself out of the cash only rut, and into the idea that I could manage my money better. Yeah, you have to pay a little to load them, but you get online interfaces that almost, just almost make you feel like a normal human being. You are able to see your accounts online, you are able to track.
It isn't a solution for everyone, but I think in your brothers case, this is the best solution; for now.
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession
Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX