I have to put a plug in for the AMEX Prepaid card- which I've been using to pay my cable bill for seven months now and no, I haven't gotten an invite to app for the zync. And no, they haven't even SP me yet. But that is just by the way.

The card is FREE. There are no fees. You can load it by buying a card at Walmart (or a bank account) and you can buy the card for your brother and load the funds for him.

Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!