Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
Re: Unmarried couple buying house

USAA said my DTI was too high when student loans were factored in. We're in an Apt. Smiley Happy


I more or less look at it from the 'when the money's right, I won't have to worry about the score' perspective. I did dislike three hard pulls though. Wish USAA had a method of pre-qualifying me (or not) that involved soft pulls but they were great to work with.

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

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