Established Contributor
lithium78
Posts: 930
Registered: ‎07-30-2011
Re: Never co-sign a loan. Never, ever ever.

An update on the situation:  The credit union has refused to budge at all.  I guess at this point that I'm going to be stuck with this black mark on my credit.  Currently, this 30 day late is the only bad mark on my credit report, but since it is so recent it hurts pretty badly.  My wife and I want to buy a house soon, so I guess we'll see how it goes.  I would like to wait until after Feb so the late will be a year old and maybe not count as badly against me.


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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