Posts: 2,876
Registered: ‎02-02-2012
Re: Never co-sign a loan. Never, ever ever.

lithium78 wrote:

An update on the situation:  The credit union has refused to budge at all.  I guess at this point that I'm going to be stuck with this black mark on my credit.  Currently, this 30 day late is the only bad mark on my credit report, but since it is so recent it hurts pretty badly.  My wife and I want to buy a house soon, so I guess we'll see how it goes.  I would like to wait until after Feb so the late will be a year old and maybe not count as badly against me.


A cautionary tale for all.

An ex-girlfriend can hurt your chances even years later.


Sorry to hear all of this happened and that the updates haven't been promising.

Follow my financial journey:

EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)