Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
Re: Low credit score

 

Ok, it sounds to me like your problem is not related to credit at all but due to the fact that you are paying two mortgages, which makes your DTI ( debt to income ratio ) look bad to lenders.      What documentation do you have showing the payments for the rental property, and were you able to provide this to the creditor who was evaluating your auto refinance ?

 

 

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX