I hope OP realizes money issues are the biggest cause of Divorce in this country. 21st century and people will have the sex talk before getting in a long term relationship, but so many of us still squeamish about finances and take for granted the money issue. I think you will find this day and age, Most people are quite happy to maintain some degree of separate finances in a marriage. But this is one of those things you can't assume, a Marriage is not just  a spiritual joining of two people, it is a legal contract. Gotta flesh out the details of what exactly you're getting into before you sign the dotted line.