Re: Huge CC Debt and still need $25K more
02-10-2010 02:17 PM
This may seem like a random idea, but have you considered a Prosper.com or LendingClub.com loan? I think you can get up to $25,000, can be a business or personal loan (I think), and you can likely get a lower interest rate than on your BoA card. Don't know if that gets you the money fast enough. I've had two loans from Prosper (both paid off now) in liquidity-crunch situations. Prosper does a soft pull from Experian to see how much you can qualify for, so you can at least "test the waters," then reports to EX and TU as an "unsecured loan" after the loan is funded.
Anyway, might be worth looking into. Just an idea ...
Current Score: 661 (TU FICO), 677 (EQ FICO), 672 (EX FICO)
Goal Score: 750+