New Member
Posts: 7
Registered: ‎08-16-2010
Post Divorce Cleanup/Corrections?

Hi all!


It has been ~2 years since my divorce from my husband.


I recently requested and reviewed my credit reports and I noticed that some items are showing up that are listed as "joint" instead of individual. The problem is that I never applied on any of his trade lines as a co-signer, and some of these accounts are listed as negatives due to them having been turned over to collections at one time or another. All of these accounts appear to be medically related and have all been paid to a zero balance.


Seeing as how I never co-signed for anything he was ever involved with financially, I'm wondering how these items have appeared on my CR's? Are medical bills automatically considered to have joint responsibility when you are married?


What steps do I need to take to get these items removed from my CR's?


Thanks in advance for the assistance!