LIGHTNIN wrote:Hi and Welcome to the forums
Your name isn't on the mortgage so it will not effect your credit.
Did he buy the vacant land solely by himself ? If yes, then whatever he does reflects his credit only.effected.
Your credit only reflects what is your name on your credit report.
Have you pulled your recent credit reports?
I wish it were that easy.
There are many factors to consider not the least of which is whether they are in a community property state or not. If in a community property state, if and when the spouse defaults, CAs can go after the other spouse and / or they can be sued. If either of these things happen, it most certainly can find it's way onto credit reports.
