I wouldn't hit the retirement funds. The penalties are killers (including surprise increases in your tax bracket.)
At 38, you don't want to be starting from scratch, especially since you're currently on your own.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
