Posts: 10
Registered: ‎02-09-2011
Re: Parents have Credit Cards on my name screwing my Credit Score
[ Edited ]

First step is to take those cards back. Tell your parents to use their own debit/check cards. You want to stop adding anymore debt on those CCs. If you don't mind can you post all of your CC balance and APR?




I want to get rid of those credit cards/high balances in my credit reports (even if parents pay them). Having them hurts my score! I can't take them back, because they are not paid, and I can't pay them off. The cards are not used anymore (in the beginning the debt was over 35k) but balance is carried through the years (over 5 years now). APR is very reasonable, that's why they don't hurry to pay the cards off. I am desparate