Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
Re: Parents have Credit Cards on my name screwing my Credit Score

They have commited identy theft

read this article

It happens a lot

Also here is some good advise:

You can dispute the charge on the card. If you didn't make the purchases and parents didn't have your permission, you are not required to pay. However, there are very short time limits and you may have let the time pass. Call the credit card company and talk to them. You don't have to snitch out your parents because you don't KNOW it was them unless you saw them do it.