Re: Financial Follies that Break the Relationsh
07-25-2011 10:28 AM
OP - I'll throw out a different perspective.
I don't see not wanting to use a credit card as a terribly destructive behavior - the fact that she is willfully avoiding going into debt is a plus.
Some folks like and do well with credit products; and others avoid them.
I would be much more worried if someone didn't care about the debt they were racking up; or were focused on the "prestige" which they perceived came with their new AmEx card.
IME, I think you've got a winner on your hands.
And when it comes to relationships, you can always be the one to manage and use revolving accounts.
I didn't use CC's for a long time and DH says I was a pretty good catch. At this point, in our house, I manage a good deal of the finances (and they're in pretty darn good shape). DH uses revolvers but it's only for predetermined and prebudgeted items. So we get the rewards, but I basically manage the cards.
And to answer your question, for me it would be high debt-load and blatant consumerism (whether they could afford it or not - it's just a major turnoff to me).