Re: Financial Follies that Break the Relationsh
07-26-2011 06:12 PM
Thanks beamMEup and IOAB for the input. I wish it were as simple as pointing out how much interest she is paying every month, but I don't think even that would convince her to pay it off. The funny thing is her credit score is only about 20 points lower than mine so it just goes to show that high FICO scores do not necessarily translate into good financial sense. The worst part is that if she is like this now, I can only imagine how she'll be 5 or 10 years from now when she has to start paying on her SLs and start living on her own. I don't think I want to stick around to see that all play out, especially since she has never worked full-time for more than 2 or 3 weeks in her lifetime (more like 15 hours a week) at the age of 22. Sigh...she's a great gal but it's things like this that really make me wonder why I'm still with her. Hopefully she'll get her act together sooner rather than later but I'm not counting on it.
Starting Scores (lender pull 3/27/10): 759 (EQ), 752 (TU), 749 (EX)
Current Scores (myFICO 4/4/11): 768 (EQ)
Goal Scores: 800
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