Re: My wife is making my financial life miserable
10-29-2011 06:07 AM
I really want to be helpful but can't think of a nice way to tell CreditCrusader he's probably in deep doo doo.
A buddy of mine went through a similar situation until literally getting his wife to join the army, LOL! She's spend everything in sight, send money to relatives in Nigeria and England, collect money for lunch from people at work, pay with a the CC and then Western Union money to relatives, shop until dropping, etc... Everything he did to control spending only cause increased creativity or OD fees, credit cards, Debit cards with money budgeted for certain periods of time, and watching her like a hawk didn't matter. No matter what he had to keep forking over cash because she'd spend the food budget and leaving the kid hungry wasn't an option. His second job became making sure she didn't spend them into the poor house.
He figures the entire military paycheck is going to her lazy relatives but doesn't care.
Believe me when I tell you, I will keep a tight grip on the finances and what you describe will NEVER happen in my home. Little mouths don't get fed if I let her spend.
This is more about how I can bring her around to being responsible with money since my marriage will suffer greatly if she continues to keep these habits and resent me for disallowing them where our family budget is concerned.
hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
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