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Posts: 1
Registered: ‎03-02-2010
Re: Divorce & CC's
I am in the same situation. What I have learned, is that you can work out good deals with CCC because of the financial climate. Call your CCC, ask for a settlement: You will pay 20% of the balance over three payments, they report that you have payed as agreed. The other option is to ask to be put on a hardship program (divorce/two households) they will then bring your interest rate down to around 5-6%, and lower you payment dramatically (i.e. current payment $400 - new payment $117.00) I was over 130K in debt......