Re: Never co-sign a loan. Never, ever ever.
03-05-2012 06:31 PM
Ouch on the co-sign. We all learn the hard way.
It sounds like the loan was with a credit union, right? Are you still a member there? If so, I would hope that serious groveling on your part (including making that last payment) might be enough to make them pull back the reported late.
Good luck! and keep us posted.
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007