Regular Contributor
Posts: 154
Registered: ‎12-21-2011
Re: Never co-sign a loan. Never, ever ever.

If she only missed **one** payment I would surely ask the lender to remove the negative mark from your score.    Surely they will be kind once the situation is explained.  If they tell you no- keep asking.  35 points is massive!  Good luck to you!! 

Starting Score Aug 2011 590/ Gardening until 2013!!
Current Score Walmart 683/ FICO Equifax 722/738/ 708 Transunion FICO 700/ 725 Credit Karma 648/678/
Goal Score 750
Credit Cards- Orchard $300, Capitol One $300/$500, Amazon $600/$1300 Pennys $700, Walmart $250/$700, Discover $2000, Chase $1500 Pending Citi/Declined Cit- Inquires and new credit....... GARDENING UNTIL 2013 or home loan time!!! Help me stay strong!!