My base salary is 35k, but with OT and a 13hr/wk pt my AGI for 2011 was 50k. If not for the OT and the 2nd job, I'm sure I would have to cut out some toy buying, as I rarely eat out.
But I have lived here in middle Tn (in one of the weathiest counties in the country) without the OT and the 2nd job, and managed just fine. But I owe a lot of that to mint.com
Starting Score: TU:650 - EQ: 672