This is my first time doing the Fitness Challenge and I am ready to get started!
My current situation:
Discharged Bankruptcy November 2010 so I am currently in rebuilding mode.
I currently have 3 CCs and I am an authorized user on one of them.
I have student loans....I want even say how much I owe. 
Personal loan with my Credit Union (Borrowed $500 to help rebuild my credit, in good standing)
My goals:
To save for an 8 month emergency fund and a down payment for a car
To get a decent auto loan interest rate
To live within my budget
I plan to achieve these goals by continuing to pay my bills ontime and by paying down my current debt.
Good Luck Everyone and Happy New Year!
Starting Score: 590