Posts: 17,419
Registered: ‎07-14-2009
Re: Take the FICO Fitness Challenge for 2012!

TNTransplant wrote:

Ok - I'm putting my dunce cap on now...Smiley Embarassed


While my goals are the same, I'm not in near as bad of shape as I thought.  After more research on the forums, I realized that my current scores in my signature are FAKO scores - I thought because I purchased them from Equifax that they were FICO scores.  WRONG (Equifax Credit Watch is NOT FICO).  So, I purchased an Equifax Fico score from, and got a free TU Fico score from Walmart - my scores have increased by 30-50 points!


FAKO scores in my sig: EQ - 604, TU - 640, EX - 614.  

FICO scores (soon to be in my sig): EQ - 656, TU - 670, EX - ???.


Anyway, I will be updating my 2012 goal for the year to have 700 scores across the board.  I think this is now "doable."  Smiley Happy


Love this forum! 

I'm glad your scores are higher than you first thought. That's always good news.


But there is no reason to be embarrassed. I would venture to guess that almost no one who comes here has any idea of the difference in "credit scores" that are available these days. I know I certainly didn't.




From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".