Posts: 15,134
Registered: ‎07-14-2009
Re: Take the FICO Fitness Challenge for 2012!

TNTransplant wrote:

Ok - I'm putting my dunce cap on now...:smileyembarrassed:


While my goals are the same, I'm not in near as bad of shape as I thought.  After more research on the forums, I realized that my current scores in my signature are FAKO scores - I thought because I purchased them from Equifax that they were FICO scores.  WRONG (Equifax Credit Watch is NOT FICO).  So, I purchased an Equifax Fico score from, and got a free TU Fico score from Walmart - my scores have increased by 30-50 points!


FAKO scores in my sig: EQ - 604, TU - 640, EX - 614.  

FICO scores (soon to be in my sig): EQ - 656, TU - 670, EX - ???.


Anyway, I will be updating my 2012 goal for the year to have 700 scores across the board.  I think this is now "doable."  :smileyhappy:


Love this forum! 

I'm glad your scores are higher than you first thought. That's always good news.


But there is no reason to be embarrassed. I would venture to guess that almost no one who comes here has any idea of the difference in "credit scores" that are available these days. I know I certainly didn't.




From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".