Hello 
I've been monitoring my credit for quite some time and it's been wonderful to see it rise out of the "everything's in collection" phase of my younger years. I just got married 3 months ago and chose to use more credit than usual to get some of the things I wanted for the ceremony and reception, but I'm paying it back as quickly as I can. I'm in a good place right now; all my bills are paid with money to spare. Here's to another good year! 
Starting Score: 800