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New Member
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Posts: 2
Registered: ‎01-13-2012
Re: Take the FICO Fitness Challenge for 2012!

Hello my fellow FICO Challengers:

 

I'm new to the forum but am very excited to start and succeed!

 

I'm currently at a 644 and my goal is to be at 700 and beyond!

 

My goal is to be a proud homeowner this year. I'm tired of renting and paying off other people's mortgages. In 2000-2001 my score was at 800 but I allowed my love life to ruin my credit. I let him use my cards and credit and soon my score dropped to the low 500's "ouch". Well believe me I learned my lesson. I'm now in the process of rebuilding my credit and it feels good to see a better score now. I have one credit card I use and pay religiously on time and have one car loan that I also pay on time.

 

I'm taking steps to remove old complied with negative information on my report and hopefully it'll help raise my score a bit. I also still have 1 collection item on their but i'm going to take care of that very soon. And that's it!

 

I glad to be here and hope to report a better score soon :smileywink:


Starting Score: 644
Current Score: 663
Goal Score: 700


Take the FICO Fitness Challenge