My 2011 goals:
1. Your FICO score goal for 2011: My ideal score would be 750+ but I'd be very happy with hitting 720 by the end of this year!
2. Your current FICO score(s): EQ 711
3. The steps you plan to take to achieve your goal: on-time payments, utilization below 9%
I have not reached my ideal score of 750+, but that is mostly because I'm still waiting to bounce back from the 6 cards I received last year, starting in July. I have surpassed 720 on all three and have no doubt that I can make it to 750 by the end of this year!
My 2012 goals:
1. Your FICO score goal for 2011: 750+ on all three
2. Your current FICO score(s): EQ 723 TU ??? EX FAKO 732 (Credit Sesame)
3. The steps you plan to take to achieve your goal: on-time payments, utilization below 9%
Additionally I plan to app for the last 2 cards I really want: Citi Forward and AmEx BCP. I'm in the process of gardening and paying down balances by May to try my luck at those apps!
Starting Score (07/2011): EQ 706 TU 709