Re: Take the FICO Fitness Challenge for 2012![ Edited ]
01-13-2012 11:33 AM - edited 01-13-2012 12:15 PM
I've created a simple Excel file that has been helping me reach my financial goals.
Main goal: To have just a mortgage payment.
Last year I had 7 open accounts w/ balances, and with lots of planning (excel sheet) and predictability, I'm now down to 4 accounts. I have 2 auto payments ($4K & $15K) and 1 credit card ($1K), and mortgage($150K) currently.
Goals for 2012:
- Get down to 1 account (mortgage)
- avoid risks
- stay healthy
- minimize misc spending
Best luck to all!
Starting Score (Mar 2006): 613
Current Score (Nov 2011): 762
Goal Score: 800+