Posts: 13
Registered: ‎12-30-2011
Re: Take the FICO Fitness Challenge for 2012!

Bring on 2012, so ready!


I just started rebuilding at the end of last year, and hope to see some big increases this year!  I still have quite a few baddies, mostly charge offs and collections.  This year is starting off great though!


So far already for 2012:

I got a PFD agreement with RJM thanks to a friendly myFico member who shared some great contact info.  The check was cashed this morning Smiley Happy

I applied for a Capital One unsecured card, and thinking I was declined, then signed up for the First Progress secured card.  Turns out I got approved for both, $500 limit on each.  I previously had no open cards.


I opened a savings account with $100 that I will add to each month.  I also opened a CD with $500 and I'm planning on doing some laddering with these.  The goal is to build an emergency fund and save a down payment for my first house.


There is still much to be done, but this should be a great year.  Good luck everyone!

Starting Score: EX 519
Current Score: EX 580 EQ 570 TU 565
Goal Score: 680 for All!

Take the FICO Fitness Challenge