Re: Take the FICO Fitness Challenge for 2012!
01-14-2012 11:23 AM
Bring on 2012, so ready!
I just started rebuilding at the end of last year, and hope to see some big increases this year! I still have quite a few baddies, mostly charge offs and collections. This year is starting off great though!
So far already for 2012:
I got a PFD agreement with RJM thanks to a friendly myFico member who shared some great contact info. The check was cashed this morning
I applied for a Capital One unsecured card, and thinking I was declined, then signed up for the First Progress secured card. Turns out I got approved for both, $500 limit on each. I previously had no open cards.
I opened a savings account with $100 that I will add to each month. I also opened a CD with $500 and I'm planning on doing some laddering with these. The goal is to build an emergency fund and save a down payment for my first house.
There is still much to be done, but this should be a great year. Good luck everyone!
Starting Score: EX 519
Current Score: EX 580 EQ 570 TU 565
Goal Score: 680 for All!
Take the FICO Fitness Challenge