Valued Member
Posts: 27
Registered: ‎12-20-2011
Re: Take the FICO Fitness Challenge for 2012!

My wife and I decided to get serious about our debt when we bought our first house.  We found out that she was pregnant with our first child the day that we closed.  A couple of weeks later, we bought her a car as hers was about to shoot craps.  Our goal was to pay as much down as we could in 2011.  Last year, maternity leave notwithstanding we paid off the remaining $4,500 on my car.  We paid her car off in one year too.  We also knocked a bit off our student loans and mortgage and paid off a little over $11,000 in credit card debt.  We also paid off the $3,200 we owed on furniture we bought when we moved in our house.  We haven't carried a balance on a credit card since 2010.


Our debt is now her student loans and mine and our mortgage.  Our goal for this year is to pay off another $50,000 in student loans.  Unfortunately, we haven't always been good about paying down debt or even paying our bills on time.  We each have scores in the low 700's and I'd like to see 750's by the end of the year.  Good luck to everyone else this year.  I look forward to seeing updates from everyone.

Starting Scores: TU-666 on 10/29/11. EQ-701 on 12/29/11
Current Scores: TU-753 on 7/27/13. EQ-761 on 11/1/13