Greetings all and Happy New Year 2012!!
I am looking to get my financial house in order this year and strating the year with myfico seems to be a great idea!
I must get to at least the 630s this year and "DoBetterNow" LOL 
Seariously though, I have been reading for a while and now it is time to execute and make good financial decisions.
I wish everyone here MUCH success in achieving your goals!
Starting Score: 576