Re: Take the FICO Fitness Challenge for 2012![ Edited ]
09-30-2012 01:39 PM - edited 09-30-2012 01:41 PM
Welcome, you are amongst friends! The missed phone calls are a familiar story. I'm glad to see that you are tired and are ready to take the first step. I have learned a lot from the experiences and the suggestions of our fellow rebuilders. Do not be afraid to ask!
Lift your head up! You are not a 'dead beat' cause now you want to take control. I am sure there are others who will give you step by step instructions but for me I would start with gather basics.
- Get a copy of your 3 credit bureaus- scour it for errors
- acknowledge the reason(s) why you are in this situation and ask yourself if you have made a change in handling your finances. You do not indicate the reason why -that's ok but as long as you know those reasons.
- If you havent already done so, review the rebuilding credit forum topic, What steps do I take? Do I Dv? Pfd?
Remember, you are not alone, post often with your updates. Good luck!