I'm fairly new, credit scores are around 640, 630 etc. How do I get my scores from the 640's to 670's, from what I've been reading 670-700 is decent. I'm in chpt 13 with 4 more payments to go, then ill get chpt 13 discharge. Have reestablished credit over the past 4 years, 1 old charg-off. Any help is appreciated
Starting Score: TU 614 EX584 