New Member
Posts: 3
Registered: ‎07-31-2012
Re: Take the FICO Fitness Challenge for 2012!

Greetings All:


I am new to this.  I filed bk13 in 2006.  I was able to pay it off 6 months earlier than expected (Dec. 2011).  When I went to purchase a home (Dec. 2011), I was told I had to wait for 12 months after discharge.  Now, I am within months of wanting to purchase a home and now I am being told 2 years.  Needless to say, I picked myself up and decided I would start with purchasing me a much needed car.  I was able to obtain a loan with Capital One.  Within 4 months, I was able to refinance my car with my credit union for 6%.  That is over half what I purchased it for with Cap 1.


I would like to get my scores in the 700's by 2013. 


Here's to the future of owning my own home again and being financial savvy.



Starting Score: 629
Current Score: 629
Goal Score: 700

Take the FICO Fitness Challenge